PAYMENT OPTIONS INFORMATION

We offer a variety of payment methods through the familiar and trusted PayFast interface. We process MasterCard and Visa credit cards, Instant EFT (with SA’s four biggest banks), Masterpass, credit facility mobicred and digital payment method Bitcoin.

Our Payment Methods
SnapScan

PLEASE CLICK HERE TO GET SNAPSCAN

Safe

Your card details are securely encrypted on your phone. We don’t have access to them, and neither will the shop you’re buying from.
 

Easy

Just download the app and link your credit or debit card. In less than 5 minutes, you’re good to go!
 

Convenient

SnapScan lets you pay for the goods and services you need, wherever you are. No cash or cards needed!
 

Free

SnapScan is free to use, with no additional charges to you as the user. Network providers’ standard data charges will apply.
PayFast Credit and Cheque cards

Credit & Cheque cards

Credit cards are one of the most widely used online payment methods and allows sellers to accept both local and international payments. Accept Visa and Mastercard credit card payments directly on your blog, website or shopping cart system. There are no monthly or setup fees, you only pay a small percentage of each successful transaction.

Benefits

  • Ease of use
  • Receive local & international payments
  • Payments reflect immediately in your PayFast account
  • Built in fraud protection

Register and verify your free PayFast account today and see how easy it is to setup and accept credit card payments online.

PayFast Instant EFT

No credit card? No problem. Instant EFT allows online shoppers with access to internet banking to make an internet banking transfer (EFT) that gets instantly verified. There is no two day wait, you don’t need to send in proof of payments and it can be used with six of South Africa’s biggest banks.

6 South African banks supported

  • FNB
  • ABSA
  • Standard Bank
  • Nedbank
  • Capitec Bank
  • Investec

More flexibility to access more buyers

With PayFast’s Instant EFT, customers have the most flexibility since they can choose whether to create a payment automatically or load the payment themselves through their preferred banking portal (only available for FNB, ABSA, Standard Bank and Nedbank). More payment options means access to more shoppers and increased sales.

Benefits

  • Clears immediately; no two day wait
  • No proof of payment required
  • No delays during checkout
  • Works on all browsers and most smart mobile devices
  • More payment options for greater flexibility

Did you know?

EFT is the second most popular online payment method in South Africa after credit and cheque cards.

PayFast Bitcoin

Bitcoin

Bitcoin is an innovative digital payment method, performed over a peer-to-peer network. We partnered with Luno (previously known as BitX) to allow our sellers to accept Bitcoin payments.

Buyers can purchase Bitcoin in a variety of ways (in almost any country in the world) and use it in a variety of ways: including online purchases using PayFast.

Buyers simply pay the Bitcoin amount (at the current rate of exchange) during checkout. Sellers will still receive South African rand, just like with all our other payment methods.

Neither PayFast nor the seller receives or stores any Bitcoin, so there aren’t any risks of security, volatility or exchange rate fluctuations.

For a more in-depth explanation, please see our launch blog post.

Benefits

  • Accept international payments
  • Guaranteed payments, no chargebacks
  • You receive the exact ZAR amount requested
  • No risk of exchange rate volatility
Mobicred

mobicred

mobicred is an online account that gives buyers access to credit, which they can use on PayFast. The facility works in a similar fashion to retail store credit: only online. mobicred charges interest rates comparable to those of credit card providers and only levies monthly fees while the account is used (unlike most credit cards).

Benefits

  • Payments clear instantly
  • Gives access to buyers without credit cards
  • Available to buyers from most SA banks
  • No risk of chargeback or default to seller
PayFast ATM debit cards (via Visa Electron and Maestro)

Many South Africans still use debit cards, such as Visa Electron and Maestro issued cards. You can accept debit card payments through PayFast and get access to thousands of buyers without credit or cheque cards. There is no risk of chargeback to the seller for no card authorisation.

Supported card-issuing banks:

  • Standard Bank
  • ABSA
  • Nedbank
  • Bidvest
  • Postbank
  • VBS

Supported mobile operators:

  • MTN
  • Vodacom
PayFast Masterpass

Masterpass

Masterpass is a simple, convenient, trusted digital wallet from MasterCard for faster, safer shopping at online merchants.

A digital wallet makes online shopping safer and easy by storing payment information in one secure place.

Masterpass works with all major credit, cheque and debit cards and secures the users data using industry leading technology.

PayFast SCode

SCode

SCode is a unique payment platform that allows customers to pay for their online purchases in-store at one of more than 6,000 retail outlets across South Africa.

By selecting SCode as their payment method during checkout, online shoppers can pay at any participating retailer using cash, debit or credit card. For online merchants this means access to customers who either simply prefer paying in cash or who don’t have a credit or cheque card.

SCode payments can be made at any Checkers, CheckersHyper, Shoprite, Usave, House & Home, Post Office, and OK Furniture.

Benefits:

  • Enables offline payments for online purchases
  • Customers can pay using cash, debit or credit card
  • Over 6,000 payment retail outlets across South Africa
  • Works with PayFast

The payment process is simple, secure and totally integrated with PayFast.